About us

Our Mission

In business, there is nothing more valuable than a client’s trust. With this trust comes a responsibility COLLECTIVO takes very seriously. Thus, our mission is to offer solutions that meet our clients’ specific needs, and respect their fundamental values.
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Our Vision

With the arrival of high cost prescription drugs and a health system that is being reformed, the cost of a traditional group insurance plan keeps increasing. In that context, one question remains; if health needs are evolving, why doesn’t your insurance plan?
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Our Values

Our corporate values reflect our culture and our way of acting. They are integrated in all our spheres of activity and define the relationships we have with our colleagues, our clients and the world at large.

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Community Engagement

At COLLECTIVO, we believe we have a role to play in building a better world. Being at the forefront of many hardships experienced by families, we support Family at the Forefront in their mission to improve the wellbeing of families faced with severe illness.
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In business, there is nothing more valuable than a client’s trust. With this trust comes a responsibility COLLECTIVO takes very seriously. Thus, our mission is to offer solutions that meet our clients’ specific needs, and respect their fundamental values.

By offering well designed benefits, companies invest in their most important asset; their employees. COLLECTIVO provides experience and leadership to contribute to our customers’ success and give them the means to achieve results through customized, innovative and effective solutions. By providing our clients with modern avenues to meet their challenges today, we offer them the ability to succeed tomorrow.

Simpler, Together !

With the arrival of high cost prescription drugs and a health system that is being reformed, the cost of a traditional group insurance plan keeps increasing. In that context, one question remains; if health needs are evolving, why doesn’t your insurance plan?

After observing the group insurance market trends, we are convinced that the traditional approach needs to be changed. It becomes imperative to take a step back and reconsider a process that is too often limited to shopping for premiums every two or three years; a practice carried out without consideration for the cost of transition or today’s real issues.

At COLLECTIVO, we have a very clear vision of the course that needs to be taken in order to take control of the situation.

Simpler, Together !

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Support Team

Members of the Executive Group are supported by a qualified team dedicated to providing exceptional service. Our employees all share the same dedication to support our customers and offer them peace of mind when it comes time to talk about group insurance.

Support Team

Associates

COLLECTIVO brings a new generation of brokers, our associates, who are able to match the clients’ current reality and objectives with one of the many models available. More than brokers, they are strategists trained in health care cost management, and able to work on the basic causes of rate increases (health programs, claims, fraud, etc.).

Associates

Our services



Group insurance




AN UPDATED APPROACH

After observing the group insurance market trends, we are convinced that the traditional approach needs to be changed. It becomes imperative to take a step back and reconsider a process that is too often limited to shopping for premiums every two or three years; a practice carried out without consideration for the cost of transition or today’s real issues. At COLLECTIVO, we have a very clear vision of the course that needs to be taken in order to take control of the situation.

A GLOBAL OFFER

With a COLLECTIVO broker, the many products available in group insurance are at your fingertips; nowhere else will you find all these options in one single service offer. Innovative and flexible, the COLLECTIVO offer considers three (3) types of financial arrangements, either “Fully insured“, “Third-party administrator” or “Administrative Services Only (ASO)”.



Triade


At COLLECTIVO, we have a clear vision of the challenges you face, from which was developed the “TRIAD” methodology. This unique and exclusive approach allows us to find the perfect triple match between the type of financial arrangement, the specific assets of an insurer and our clients’ needs.

The TRIAD method goes further than a simple comparison of premiums. We identify our clients’ profile using the data collected via our questionnaire, then match it with the type of financial arrangement and the insurer whose specific assets are best suited to their needs and reality.

TRIAD: A unique experience for a comprehensive, perfectly targeted offer.


Wealth management

Imagine an ally, next to you, who helps optimize the management of your wealth


While guiding your choice of investments based on your objectives,
we get involved so that professional and personal life converge on the same path to success.


Group retirement plans

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It's in the employers’ best interest to offer their employees a group retirement plan that meets their needs.

Group savings plans are one of the best ways to save for retirement. And it is also an excellent tool to optimize the human capital management.

Individual financial planning


- Experienced financial advisors who can review your situation in real-time, anticipate your needs and adjust your strategy to your advantage;

- An integrated management approach that takes into consideration all your assets and the factors that can restrain their value ;

- A network of experienced specialists brought in to assist you with legal and tax formalities (accountants, tax specialists, actuaries, notaries, lawyers, mortgage brokers) ;

- A wide range of financial vehicles and solutions which encompass everything from tax and financial planning to wealth management, retirement planning, estate planning, liquidity and investments

Want to find out more about our services?

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Our Partners



We work with various companies offering a wide range of services, varying in prices and their specific expertise. You will find below the list of insurers and trustworthy collaborators with whom we do business.






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